If you are caught driving without valid insurance, the usual starting point is a £300 fixed penalty and 6 penalty points, while cases dealt with in court can lead to 6 to 8 points, disqualification in some cases and an unlimited fine. A genuine mistake, such as an...
Electric Scooters are classed as motor vehicles for the purposes of the Road Traffic Act 1988. This means that you require insurance to ride them on the road or in a public place.
Being accused of driving without insurance is stressful enough. But what if the accusation is based on a mistake—by your insurer, the police, or even the court? That’s exactly what happened to one of our clients. And thanks to our intervention, he avoided a...
A driver charged with using a vehicle without insurance sought our expert assistance. He would receive at least 6 points and a fine if convicted of the offence. Due to the number of points already on his licence, he would face a minimum 6-month disqualification as a...
I've lost count of the number of drivers charged with driving without insurance because their policy lapsed without their knowledge. Many of these drivers have been caught out when their policy did not automatically renew at the end of the year. Many of these drivers...
A business owner had his vehicles stopped on two occasions and was accused of having no insurance to cover their use. The Facts At the time the vehicles were stopped, a policy of insurance was in place, but the insurers stated that he had misrepresented his...
A driver who was working making deliveries was stopped by police and told he had no insurance. He could not understand why this would be the case, as it was his regular work vehicle. Understandably, he had not checked the position with the insurance as he assumed his...
We recently represented a driver who was caught driving without insurance because his policy had not been renewed. He had difficulties reading and writing and relied on his mother to help him with emails and letters. Special Reasons Prove Vital When the letter arrived...